An unemployed man who got a $5,000 payday loan by using a fake job letter from the Ministry of Education has been ordered to repay the money to avoid spending a year and six months in prison.
Frederick Rolle, 25, of Grant Street, Fox Hill, was among scores of people who defrauded Easy Term Financing out of $204,000 by using forged job letters in 2017, the court heard.
Rolle pleaded guilty to charges of possession of a forged document, uttering a forged document and fraud by false pretenses at his arraignment before Magistrate Ambrose Armbrister yesterday.
Rolle got the loan on June 14, 2017 and was arrested on November 30, 2019.
During an interview with police, Rolle said a man, whom he knew as Billy, told him he could get a loan that he didn’t have to repay.
Rolle agreed to the scheme and gave Billy his passport and NIB card. Billy, in turn, gave him the forged job letter, which he used to submit his loan application.
Rolle said he received $2,000 from the scam and Billy kept the rest of the money.
Rolle’s lawyer, Bjorn Ferguson, said that his client was in dire circumstances due to “poor government policies” when he participated in the scam.
Ferguson said Rolle already faced the humiliation of being televised doing the perp walk. As a consequence, Ferguson said, Rolle risked losing his current job as a bartender, although he still had to support his wife and two children.
In addition to the compensation order, Armbrister sentenced Rolle to six months’ probation and 80 hours of community service.
He returns to court for a compliance check on June 8.